:root{--navy:#0e1624;--cream:#f5f0e8;--sand:#e6dfd4;--charcoal:#2a2e36;--gold:#c8a96e;--dark-gold:#a8894f;--charcoal-soft:rgba(42,46,54,.6);--charcoal-mute:rgba(42,46,54,.4)}*{box-sizing:border-box;margin:0;padding:0}body{background:var(--cream);color:var(--charcoal);font-family:DM Sans,-apple-system,BlinkMacSystemFont,system-ui,sans-serif;font-size:16px;line-height:1.5}.nav{background:var(--navy);border-bottom:1px solid hsla(0,0%,100%,.05);padding:20px 32px}.nav-inner{align-items:center;display:flex;justify-content:space-between;margin:0 auto;max-width:1100px}.wordmark{font-family:Playfair Display,Georgia,serif;font-size:24px;letter-spacing:-.01em}.nav-cta,.wordmark{color:var(--cream);font-weight:500}.nav-cta{font-size:11px;letter-spacing:.1em;opacity:.7;text-decoration:none;text-transform:uppercase;transition:opacity .15s}.nav-cta:hover{opacity:1}.container{margin:0 auto;max-width:1100px;padding:56px 32px 80px}header{margin-bottom:48px;max-width:720px}.eyebrow{color:var(--dark-gold);font-size:11px;font-weight:500;letter-spacing:.1em;text-transform:uppercase}.eyebrow,h1{margin-bottom:16px}h1{color:var(--charcoal);font-family:Playfair Display,Georgia,serif;font-size:44px;font-weight:400;letter-spacing:-.01em;line-height:1.15}.subtitle{color:var(--charcoal-soft);font-size:16px;line-height:1.55;max-width:640px}.grid{display:grid;gap:32px;grid-template-columns:340px 1fr}@media (max-width:820px){.grid{grid-template-columns:1fr}h1{font-size:32px}.container{padding:40px 20px 64px}}.panel{background:var(--sand);border-radius:4px;padding:28px}.panel-light{background:#fff;border:1px solid var(--sand);border-radius:4px;padding:28px}.panel-label{color:var(--charcoal-soft);font-size:11px;font-weight:500;letter-spacing:.1em;margin-bottom:24px;text-transform:uppercase}.input-group{margin-bottom:22px}.input-group:last-child{margin-bottom:0}.input-label{align-items:baseline;display:flex;justify-content:space-between;margin-bottom:8px}.input-label .value,.input-label label{color:var(--charcoal);font-size:14px;font-weight:500}.input-label .value{font-variant-numeric:tabular-nums}input[type=range]{-webkit-appearance:none;appearance:none;background:rgba(42,46,54,.15);border-radius:2px;height:3px;outline:none;width:100%}input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;background:var(--navy);border-radius:50%;cursor:pointer;height:16px;transition:background .15s;width:16px}input[type=range]::-webkit-slider-thumb:hover{background:var(--dark-gold)}input[type=range]::-moz-range-thumb{background:var(--navy);border:none;border-radius:50%;cursor:pointer;height:16px;width:16px}.hint{color:var(--charcoal-mute);font-size:12px;margin-top:6px}.output-grid{display:grid;gap:16px;grid-template-columns:1fr 1fr;margin-bottom:24px}.metric{background:var(--cream);border-radius:4px;padding:20px}.metric .label{color:var(--charcoal-soft);font-size:11px;font-weight:500;letter-spacing:.1em;margin-bottom:12px;text-transform:uppercase}.metric .number{color:var(--navy);font-family:Playfair Display,Georgia,serif;font-size:32px;font-variant-numeric:tabular-nums;font-weight:400;letter-spacing:-.01em;line-height:1.1}.metric .sub{color:var(--charcoal-soft);font-size:12px;margin-top:8px}.chart-container{background:var(--cream);border-radius:4px;margin-bottom:24px;padding:20px}.chart-title{color:var(--charcoal-soft);font-size:11px;font-weight:500;letter-spacing:.1em;margin-bottom:16px;text-transform:uppercase}svg.chart{display:block;height:260px;width:100%}.insight{background:var(--navy);border-radius:4px;color:var(--cream);padding:28px}.insight-eyebrow{color:var(--gold);font-size:11px;font-weight:500;letter-spacing:.1em;margin-bottom:14px;text-transform:uppercase}.insight-lead{font-family:Playfair Display,Georgia,serif;font-size:22px;font-weight:400;letter-spacing:-.005em;line-height:1.35;margin-bottom:12px}.insight-lead strong{color:var(--gold);font-weight:400}.insight-body{color:rgba(245,240,232,.7);font-size:14px;line-height:1.55}.footnote{background:#fff;border:1px solid var(--sand);border-radius:4px;color:var(--charcoal-soft);font-size:13px;line-height:1.55;margin-top:24px;padding:20px 24px}.footnote strong{color:var(--charcoal);font-weight:500}.cta-section{background:var(--navy);border-radius:4px;margin-top:48px;padding:36px 32px;text-align:center}.cta-heading{color:var(--cream);font-family:Playfair Display,Georgia,serif;font-size:24px;font-weight:400;letter-spacing:-.005em;margin-bottom:8px}.cta-sub{color:rgba(245,240,232,.7);font-size:14px;margin-bottom:24px;margin-left:auto;margin-right:auto;max-width:480px}.cta-button{background:var(--gold);border-radius:3px;color:var(--navy);display:inline-block;font-size:12px;font-weight:500;letter-spacing:.1em;padding:14px 28px;text-decoration:none;text-transform:uppercase;transition:background .15s}.cta-button:hover{background:var(--dark-gold);color:var(--cream)}footer{border-top:1px solid var(--sand);color:var(--charcoal-mute);font-size:12px;margin-top:56px;padding-top:28px;text-align:center}footer a{color:var(--charcoal-soft);text-decoration:underline}